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At Clear Rate Mortgage, we value and respect your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website, use our services, or communicate with us.

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1. Information We Collect

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We may collect the following types of information:

• Personal Information: When you fill out forms on our website, submit a mortgage application, or otherwise communicate with us, we may collect personal information such as your name, address, phone number, email address, Social Security number, employment details, financial information, and any other details necessary for the mortgage application process.
• Non-Personal Information: We may also collect non-personal data, such as browser type, operating system, and other details about your visit to our website using cookies and similar technologies to improve your user experience.

2. How We Use Your Information

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Clear Rate Mortgage uses your information for the following purposes:

• To process and evaluate mortgage applications and determine loan eligibility.
• To communicate with you regarding your loan application and provide customer support.
• To comply with legal obligations and regulatory requirements.
• To improve our website and services.
• To send you promotional material, updates, or offers that may be of interest (with your consent).

3. Sharing Your Information

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We do not sell your personal information to third parties. However, we may share your information with:

• Service Providers: Third-party companies that help us provide services to you, such as credit bureaus, title companies, and appraisal companies.
• Legal and Regulatory Entities: We may disclose your information to comply with legal obligations, regulatory requirements, or in response to legal processes, such as subpoenas.
• Affiliates: We may share your information with our affiliated companies to provide you with mortgage-related services.

4. Data Security

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We take your privacy and data security seriously. We employ industry-standard measures, including encryption and secure data storage, to protect your personal information from unauthorized access, disclosure, or alteration.

However, no method of transmission over the Internet or electronic storage is completely secure, and while we strive to protect your data, we cannot guarantee absolute security.

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5. Cookies and Tracking Technologies

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Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and deliver personalized content. You can manage your cookie preferences through your browser settings, though some features of our site may not function properly without cookies.

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6. Your Choices and Rights

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You have the right to:

• Access, correct, or delete your personal information held by us.
• Opt out of receiving marketing communications.
• Request that we stop processing your personal information, subject to legal and regulatory requirements.

To exercise any of these rights, please contact us at the information provided below.

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7. Third-Party Links

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Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these websites. We encourage you to review the privacy policies of any third-party sites you visit.

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8. Changes to This Privacy Policy

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We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a new effective date.

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9. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us at:

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Clear Rate Mortgage
80 SW 8th St, Suite 2026, Miami, FL 33130
Phone: 888-573-2640
Email: compliance@clearratemortgage.com

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