Loan Options

At Clear Rate Mortgage, we understand that different homebuyers have different needs and objectives. That's why we provide mortgage options that are flexible and created to meet different needs of finances. Whether you are buying your first home, thinking about refinancing, or planning to buy property, we can assist you in finding the best mortgage for your house.
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Explore Your Mortgage Options

Our team is committed to walking you through the mortgage process and ensuring that you are familiar with your options and are confident in your decision. From the most attractive interest rates to flexible terms, we provide an array of alternatives that have been tailor-made to meet your personal needs.
Are you sure you want to explore your mortgage options? Why not start by drooling through the links given below and gain comprehensive knowledge of the products we offer and how they will help you in making home besides everything.

Purchase

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Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

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FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

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VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

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Rehab Loan

Roll the costs of the renovation into your loan.

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USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

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Jumbo Loan

Documents are drawn and sent to the title company for closing.

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First Time Home Buyer

Popular loan programs for first time home buyers.

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Low Down Payment

Explore options that may make you a home owner with a low down payment.

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Investment Property

Mortgage loan programs for vacation and investment properties.

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Bank Statement

Leverage your bank statements to secure a favorable home loan.

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Bridge Home Loan

Secure the transition between selling your current home and buying a new one.

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Home construction

Construction Home Loans: Everything You Need to Know

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DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

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Fix & Flip Home Loan

Fix & Flip Home Loan: Everything You Need to Know

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HELOC Home Loan

Unlock the value in your home with flexible home equity lines of credit.

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Reverse Mortgage

Convert a portion of your home equity into cash to secure your retirement.

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Seller-Paid Buydown

2-1 Buydown: Everything You Need to Know

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Refinance

Mortgage refinancing may lower your monthly payments.

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Cash-Out Refinance

Access home equity for various purposes.

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VA Loan Refinance

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

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Refinance

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Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

What are your goals?
We are committed to helping you reach them.

Purchase
Refinance

If you have any questions about our services or would like to learn about working with us, please write to us at
hello@clearratemortgage.com

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Company NMLS: 2470446

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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