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Are you a veteran or active service member? You might qualify for a VA loan refinance. This option can help you cut interest costs, reduce your loan term, or tap into your home's equity. At Clear Rate Mortgage, we're here to help you use the benefits you've earned through your military service by offering flexible refinancing choices.
What's a VA Loan Refinance?
A VA loan refinance lets eligible veterans and service members change their current VA mortgage to better suit their money needs. Whether you want to lower your monthly bill with a better interest rate or get cash from your home's value, this option is made just for those with VA loans.
Why Pick a VA Loan Refinance?
- Lower Interest Costs: Refinancing your VA loan can lock in a lower rate, cutting your monthly payments and saving you money over time.
- Use Your Home's Value: A VA cash-out refinance lets you turn your home's equity into cash for home fixes, paying off debts, or other money needs.
- No Extra Insurance Costs: VA loans, including refinances, don't need private mortgage insurance, which can lower your overall costs.
- Flexible Options: Whether you want a shorter loan term or a fixed or adjustable rate, we have choices that fit your goals.
Who Can Get a VA Loan Refinance?
VA loan refinance options are open to veterans, active-duty service members, and some surviving spouses. Key requirements include:
- Having a VA Loan: You must already have a VA loan to qualify for most refinance programs.
- Good Money Standing: A solid credit score and steady income are important for a smooth refinance process.
- Proof of Eligibility: You'll need a valid Certificate of Eligibility to show you qualify for a VA loan.
How Clear Rate Mortgage Can Help
At Clear Rate Mortgage, we know the special benefits of VA loans and want to help you make the most of them. Our team will walk you through the refinance process, whether you want to lower your payments or get cash from your home's value. We focus on giving personal support to every client.
Ready to Begin?
If you want to cut your mortgage costs or use your home's equity, Clear Rate Mortgage is ready to help. Pre-Qualify Now! and let us guide you through the VA loan refinance process, making the most of the benefits you've earned.
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